Self-Employed

Self-employment brings freedom and the opportunity to be your own boss. However, self-employed workers must take a do-it-yourself approach to saving for retirement and obtaining insurance coverages such as health, disability, and life insurance because they often lack access to employer-sponsored benefits.

Transamerica Institute and Transamerica Center for Retirement Studies have surveyed the self-employed including sole proprietors and freelance, contractor, and gig economy workers.