The Self-Employed: Defying and Redefining Retirement

Self-employment brings freedom, flexibility, and autonomy – yet it often comes without a steady paycheck or access to employer-sponsored retirement benefits that can make it easier to save for retirement. The self-employed must navigate through these challenges and take a do-it-yourself approach to saving and planning for retirement.

Self-Employed: Defying and Redefining Retirement examines the retirement views, expectations, and preparations of the self-employed and offers comparisons with employed workers. It builds on the 19th Annual Transamerica Retirement Survey, one of the largest and longest running surveys of its kind, and it represents the first year the self-employed were added to the research. The survey of 755 respondents explores the retirement outlook of individuals who are primarily self-employed. The survey’s sample comprises respondents who indicate that full-time or part-time self-employment best describes their employment.