Saver's Credit

The Saver’s Credit, a tax credit, is designed as an incentive to help low- to moderate-income workers save for retirement in a 401(k), 403(b), or similar plan, or IRA. It was established in 2001, and more than 20 years later, many workers are unaware of it. In 2027, the Saver’s Credit will be replaced with a new Saver’s Match, a matching contribution from the federal government for retirement savers.

Transamerica Center for Retirement Studies has conducted research and trend analysis on the Saver’s Credit, in ways that can help inform the implementation of the forthcoming Saver’s Match. Many of our research publications discuss the Saver’s Credit. This listing has been curated to share the most notable publications.