Young Adults Health Care Options 

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July 28, 2021

Health Insurance Options for Young Adults 

For many young adults, especially those out on their own for the first time, may not know how to get health insurance. Every young adult should explore the range of new health coverage opportunities – and obligations – under the Affordable Care Act (ACA), and make informed decisions about their health coverage. 

Young adults have 6 options for complying with the individual mandate of the ACA: 

  1. Staying on their parent’s plan until age 26 years

  2. Medicaid coverage, depending on income level and state

    • Former foster youth can access Medicaid coverage until age 26 regardless of income. 

  3. Job-based insurance

  4. Purchase a private plan: Students can purchase an individual plan either through their state marketplace or *Subject to the open enrollment period.

  5. Student health insurance

    • For students enrolled in college. 

  6. Spouse's plan  

How Young People Can Gain Health Coverage




2022 Open Enrollment

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