Health Insurance Options for Young Adults
For many young adults, especially those out on their own for the first time, may not know how to get health insurance. Every young adult should explore the range of new health coverage opportunities – and obligations – under the Affordable Care Act (ACA), and make informed decisions about their health coverage.
Young adults have 6 options for complying with the individual mandate of the ACA:
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Staying on their parent’s plan until age 26 years
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Medicaid coverage, depending on income level and state
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Job-based insurance
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Purchase a private plan: Students can purchase an individual plan either through their state marketplace or healthcare.gov. *Subject to the open enrollment period.
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Student health insurance
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Spouse's plan